FICO credit scoring models will be the first to include buy now, pay later data as the payment method continues to surge in popularity among American consumers.

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the first time.

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your credit score for now. Here’s what to watch out for.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

Have you ever opted for Buy Now, Pay Later at the checkout? You'd hardly be the only one. About 86.5 million people used BNPL in 2024, according to Capital One's research. Starting later this year ...

BNPL offers a convenient, interest-free purchasing option but poses potential risks to credit health as providers start ...

Around 40% of BNPL users say no impact to their credit score is one of the top benefits of the plans, according to a recent survey of over 1,000 Americans by affiliate marketing agency PartnerCentric.

Buy Now, Pay Later loans to impact credit scores The Associated Press // June 27, 2025 // A woman walks by a "Buy Now Pay Later" sign at a store in Bangalore, India, on Sept. 10, 2009.