More than one in three U.S. workers have taken loans, early withdrawals, or hardship withdrawals from their retirement savings, according to new data from the Transamerica Institute. Personal finance ...

The Trump administration's proposal to let you tap your 401(k) for a house down payment already exists under current IRS rules. However, pulling money out comes with costly consequences.

Using a 401(k) loan for home improvement may feel like an easy solution to unexpected expenses. After all, you’re borrowing from yourself. There’s no credit check, and the interest you pay goes back ...

Unlike traditional loans, a 401(k) loan is tied to your employer-sponsored retirement plan. That means your repayment options and timeline may change significantly once you are no longer with the ...

Increased plan contribution rate may lessen the impact of 401(k) loans on saving, according to the Pension Research Council.

Financial advisers call it "leakage," a dangerous habit that drains retirement accounts to pay for today's wants. But new research suggests that 401(k) loans are rarely used for frivolous spending, ...

“I am considering taking a distribution from one retirement account to pay off the personal loan.” ...