Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
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Best banks for CD rates for January 2026
Read on to learn about the best banks for CD rates in 2026.
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CD Rates Today: September 16, 2025 – Rates Down
Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...
Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
Every CD listed below comes from an FDIC-insured bank, so your deposits are protected up to $250,000. The best choice depends on two things -- how much you plan to invest and how long you can leave it ...
SEATTLE, Dec. 4, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide, helping community financial institutions effectively ...
With interest rates still elevated, certificates of deposit are offering some of the most attractive guaranteed returns savers have seen in years. Today’s best CD rates make it possible to earn more ...
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