With certificates of deposit now paying around 4% and even higher, many near-retirees are staring at their old sub-3% ...

From 40 million to 50 million Americans are considered “underbanked” — they have no credit or a “thin” credit file. Add to that the millions of families with bad credit from unemployment, mortgage ...

If you own a certificate of deposit (CD) account and need to borrow money, a CD loan can be a good option. A CD loan typically comes with a lower interest rate than other loans, is easy to qualify for ...

Learn about the pros and cons of secured personal loans.

Discover how simple interest benefits borrowers in car loans and consumer purchases, and learn why it might not be ideal for ...