Today’s best interest rates on CDs (certificates of deposit) are as high as 4.94%. Rates vary by term and often fluctuate, ...

The best CD yield from a national bank is United Fidelity Bank with a 4.25% APY on a 18-month CD with a $1,000 minimum to ...

After climbing to decades-long highs over the course of the last few years, CD rates have generally undergone a gradual decline in the first half of 2025, pros say. That said, there are still some CDs ...

Just under 90%. That's what the odds are of an interest rate cut when the Federal Reserve meets again in September, according to the CME Group's FedWatch tool, as of late August. And while that ...

For the first time since December 2024, interest rates have been cut, giving borrowers reason for cautious optimism. Savers, however, may want to strongly consider pivoting their approach. The high ...

Last month, the Fed slashed interest rates for the first time this year with a quarter point cut — and pros think this is just the beginning of more to come. The CME FedWatch Tool indicates an 89.3% ...

CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...

CD rates are already sliding from their 2023-2024 highs, and analysts warn they could fall much further if the Federal Reserve continues cutting interest rates this year. After peaking in the 4%-5% ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Hilarey Gould has over a decade of journalism experience, with expertise in editing ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

The APYs for CDs and high-yield savings accounts have increased quite a bit ever since the Federal Reserve started to hike interest rates in 2022. Some people stored their money in these accounts for ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...