SmartAsset on MSN

I'm 60 with $1.2M in an IRA. Does converting $120K per year to a Roth make sense?

If you’re 60 years old with $1.2 million saved for retirement in a traditional IRA, you may be starting to think about ...

RMDs vs Roth conversions: Here’s the 1 unspoken truth most US retirees miss. Don’t make a big mistake in 2026

RMDs can also act as a nudge for estate planning. If you have sizable account balances, these required withdrawals can be ...
The Motley Fool

Did You Miss These 3 Required Minimum Distribution (RMD) Rule Changes From 2024?

RMDs kick in in the year you turn 73 years old. Roth 401(k) account owners are no longer subjected to RMDs. The penalty for missing an RMD has decreased significantly. Knowing these rules can help you ...
Los Angeles Times

Should I convert my IRA to a Roth?

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I have $160,000 in a 403(b) retirement plan and I’m 70. I know I have to start taking required minimum ...
Morningstar

Worried about taxes on huge RMDs? Consider this alternative to Roth conversions.

If you have a large IRA balance, an annuity might help you diversify the savings. The sweet spot for doing Roth conversions is before you start taking out the required minimum distributions (RMDs) so ...
AOL

3 Legal Ways to Avoid Your Required Minimum Distributions (RMDs)

You don't have to take RMDs from your workplace retirement plan if you're still working and own less than 5% of the company. Qualified charitable distributions (QCDs) fulfill your RMD requirement ...
Forbes

How Timing Impacts RMDs, Roth Conversions, And Year-End Taxes

Forbes contributors publish independent expert analyses and insights. I write about investing, retirement, & workplace savings plans. A common theme across personal finance literature is that the end ...