When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

The first step you should take to build your credit, according to experts - Taking the first step in building your credit is ...

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure housing, employment, or financing. While you ...

HOW YOU CAN MAKE SURE YOUR REPORT IS ACCURATE. BACK WHEN HE WAS IN COLLEGE, NESTOR VARGAS GOT A SURPRISE TRYING TO BUY A CAR. WENT TO GO APPLY FOR A LOAN, A CAR LOAN, AND I WAS DENIED BECAUSE THEY ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Find my match Take a Financial Relief Quiz. Get matched with an Authorized Partner. A late payment can stain your credit report ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

Your credit score is determined based on your current usage of credit, including factors like your payment history and your credit utilization ratio. Something called 'high credit' can also show up on ...