If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...

A mortgage refinance can help lower your monthly mortgage payments and free up cash in your budget. Or you can shorten the loan term and pay your mortgage off faster or potentially tap into your home ...

Buying a house is a huge undertaking. From searching for the right place to making a successful offer, a lot goes into landing your dream home. And one of these big steps is getting approved for a ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct ...

If you’re thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people — especially first-time homebuyers or those with past credit issues — get into ...

As a trusted personal finance writer and mortgage specialist, Maryalene LaPonsie has interviewed hundreds of certified financial planners, CPAs and wealth advisors, and distills their expertise into ...

A co-signer can be removed from a mortgage by refinancing the mortgage without them. You’ll need to qualify for the mortgage ...

After you submit your mortgage application, the lender will begin the underwriting process to decide whether they'll approve or deny the loan. You can expect the underwriting process to take anywhere ...

Homeowners who have ample equity in their homes can tap into it through a home equity loan or HELOC. Requirements for both products are similar, with lenders looking closely at credit score, home ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA home loans are among ...

Reverse mortgages allow seniors to tap into their home equity to supplement living expenses during retirement. Reverse mortgages come with age, residency, equity and debt guidelines the borrower must ...

Mortgage refinancing can be a smart move for homeowners who want to lower their monthly mortgage payments, shorten their mortgage term, change their loan type or remove PMI. However, before you decide ...