High-yield savings accounts have historically offered savers two primary benefits – an elevated rate of return on their money and the flexibility to bank as they would with a traditional account. Unlike a traditional account, with a rate comfortably ...

If you spotted a $5 bill laying on the ground, would you pick it up? Of course you would. It's not life-changing money, but it's better than the $0 you'd have if you just kept walking. That's exactly how I feel about my high-yield savings account (HYSA).