Paying 32% today to avoid up to 18% later is generally a poor trade-off. Few retirees face a top-bracket tax rate on every ...

If you have a high IRA or 401(k) balance, you should consider doing this instead.

A 64-year-old married couple with $2.9 million in retirement assets has one awkward year to navigate before Medicare begins ...

A Roth conversion ladder lets you reduce how much you pay in taxes by the time you retire and are ready to withdraw from your ...

Converting money from a traditional IRA or 401(k) into a Roth IRA means paying taxes up front in exchange for tax-free withdrawals later. And in some situations, that makes sense. If you're going to ...

With investment accounts about to end a very good year and current tax rates unlikely to change for a while, the case for paying taxes now to convert traditional IRAs and 401(k)s to Roth accounts is ...

Quick Read Roth conversions for early retirees on ACA marketplace plans can trigger a hidden 38% effective tax rate when ...

Most investors approach Roth conversions with a simple question: Will my future tax bracket be higher than my current one? On paper, that seems like the most important question. A Roth conversion ...

Most retirees with seven-figure 401(k) balances never run the math on what their Required Minimum Distributions will look ...

The Roth 2010 Conversion Package from Advisors Trusted Advisor (ATA) is designed to help you cope with the new opportunities and challenges presented by the rules affecting IRA conversions. The ...

Deciding whether to do a Roth conversion involves a complicated math equation, but calculators might not give you the right answer. - Getty Images When it comes to making decisions about whether or ...