The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...

A Roth IRA and traditional IRA both have the same goal: to help you save for retirement and ensure you don’t spend your golden years struggling to make ends meet. The key difference between a Roth and ...

“It’s best to use Roth accounts when you have a long time horizon or are in a low tax bracket,” said Scott Meyer, wealth manager and partner at Merit Financial Advisors. “The reason is if you are ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ways to grow your savings, but they come with distinct tax advantages — ...

SMB owners are responsible for their own nest eggs. Which retirement account should they choose? Compare the pros and cons of ...

Although saving and investing for retirement looks different for everyone, the end goal is typically the same for most people: ensure you have enough saved to have as financially stress-free of a ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn’t overlook other factors, ...

Converting a 401(k) to a Roth IRA can potentially provide valuable long-term benefits, but it also triggers a tax bill that ...

Traditional and Roth IRAs are both tax-advantaged accounts that you can use to save for retirement. While you are typically allowed to contribute to both each year (depending on income), there is a ...