If you have just inherited a Roth IRA from your parent, spouse, or non-spouse, here are the rules for taxes and beneficiaries you need to know.

The death of a loved one is hard enough without the added stress of inherited accounts.

If you inherited an IRA from someone who died in 2019 or earlier, you're probably confused about the rules. You're ...

Inheriting a retirement account is supposed to feel like security, not a tax trap. Yet the current inherited IRA regime can turn a windfall into a punishing series of deadlines, penalties and surprise ...

Starting in 2025, certain heirs with inherited individual retirement accounts must take yearly required withdrawals or face a penalty. But some non-spousal beneficiaries should consider taking ...

I’m sorry to hear about your mom's passing. Required minimum distributions (RMDs) from inherited IRAs are one of the most confusing things that most people will have to deal with. That's partially ...

Can AI answer personal finance questions better than a human? Discover how strategic beneficiary planning can help you stretch IRA distributions, potentially saving your heirs thousands in taxes. Over ...

When Congress passed the SECURE Act in 2019 and expanded it through SECURE Act 2.0 in 2022, it marked a major shift in retirement account rules. One of the most impactful changes was the near ...

Inheriting an individual retirement account can be a bittersweet experience. Although it’s a loving gesture from the deceased to help fortify your retirement, the machinations of an inherited IRA tend ...

I assume that if you were reading this non-spouse IRA article, you may be suffering through the loss of a loved one. My condolences. It’s been my experience that it’s not just the money; it’s a tie to ...