Buying gilts (government debt) is another alternative to interest-bearing deposit accounts. Older gilts pay very low coupons ...
Retirees facing a $400K lump sum or $2,000/month pension are not just picking a payout style, they are locking in how much risk, flexibility and security they want for the rest of their lives. The ...
I have a Sipp with Hargreaves Lansdown and want to take a tax-free lump sum before the Budget. After following the online process, I put my £500,000 pension into drawdown and applied for the full ...
Our statement explaining how FCA rules on cancellation rights, to complement an HMRC statement about how tax legislation applies to tax-free pension lump sums. On 25 September 2025, HMRC published ...
A reader is concerned about the future of the tax-free lump sum, which was subject to speculation at the Budget ...