The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...

A Roth IRA and traditional IRA both have the same goal: to help you save for retirement and ensure you don’t spend your golden years struggling to make ends meet. The key difference between a Roth and ...

SMB owners are responsible for their own nest eggs. Which retirement account should they choose? Compare the pros and cons of ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ways to grow your savings, but they come with distinct tax advantages — ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

They say one of the smartest ways to fund your nest egg and ensure a more comfortable retirement is to salt away as much as you can. One popular option for accomplishing this is a traditional ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn’t overlook other factors, ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

This story is paid for by an advertiser. Members of the editorial and news staff of the USA TODAY Network were not involved in the creation of this content. PeopleImages, iStock/Getty Images Plus To ...