Traditional and Roth 401(k) plans are employer-sponsored retirement savings options. These plans are named after the provision of the U.S. Internal Revenue Code that created them. Both programs ...

Traditional 401(k)s give you a tax break today, but require you to pay taxes on your withdrawals later. Roth 401(k)s don't have an upfront tax break, but allow for tax-free withdrawals in retirement.

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the ...

There are several tax-advantaged retirement accounts self-employed people can use to save and invest for retirement. Here are the five best options.

If you have a 401(k) through work, there's a chance your employer offers a Roth 401(k) option — and it's becoming more common ...

Q: My company is offering both a traditional and a Roth 401(k) plan this year. Is a Roth 401(k) the same as a Roth IRA? Is it better than a traditional 401(k)? A: A Roth 401(k) and a Roth IRA are not ...

Although saving and investing for retirement looks different for everyone, the end goal is typically the same for most people: ensure you have enough saved to have as financially stress-free of a ...

Employers often force employees to choose between investing in two employer-sponsored retirement accounts: the traditional 401(k) and the Roth 401(k). Sound familiar? If so, you've probably debated ...

Eliminating required minimum distributions makes Roth 401(k)s much more valuable Something snuck by me: The Secure 2.0 Act eliminated required minimum distributions for Roth 401(k) accounts. At first ...

Your 401(k) or IRA could hide a tax time bomb. Withdrawals in retirement are taxed. RMDs at age 73 can spike income. Future ...