Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss ...

All else equal, high-rate periods favor buyers of fixed annuities, like immediate annuities (SPIAs), deferred income ...

In my 17 years as a financial advisor, I have found that annuities are one of the most reliable products I can suggest to my clients.

While alternatives offer diversification and higher potential returns, including them in your workplace retirement plan would ...

What is the optimal path of Social Security benefits for an individual who has retired with a stock of wealth, faces stochastic mortality, and has no access to annuities and no preferences for ...

A fixed-percentage withdrawal involves withdrawing a set percentage of your portfolio's value annually. However, the amount ...

But median retirement balances often matter more than the average, since averages can be skewed by the very highest balances. Vanguard reports the median 50-something household holds closer to about ...