At 68, Tom Martinez faces a common retirement puzzle. His $1.8 million portfolio splits into a $1.2 million IRA and a $600,000 taxable brokerage account. He needs $85,000 annually and receives $32,000 ...

It's true that Roth IRAs have income limits for contributions. In 2026, the limits are $168,000 if you're single, $252,000 if ...

This happens a lot with 401 (k) rollovers. While cashing out your account might seem like the quickest and easiest option, it ...

Using retirement account money this way isn't a simple decision. Here's what you want to consider.

President Donald Trump expressed skepticism late last week about a proposal that would allow people to use 401(k)s for home down payments. Learn the benefits and risks of using retirement savings to ...

A dual-income couple approaching retirement with $1.2 million in savings and Social Security benefits faces a critical ...

This article discusses what RMDs are, how they work, what accounts have them, when you need to take them, how to calculate ...

It's important to know what to do with the money you've saved.

Saving up money for your children's future is a challenging aspect of being a parent, especially considering the high cost of ...

When it comes to retirement security and readiness, most Americans are not ready at all, according to a recent study.

“When you take $100,000 and put it into a house, all of a sudden you have a highly concentrated position. You have a lot of equity in one asset,” Arzaga says. Just like you wouldn’t bet your nest egg ...

A guardian IRA is an individual retirement account that is set up and managed by an adult for a minor or incapacitated adult.