Depending on your age and other factors, you might face a penalty if you tap into your IRA early. Find out when early ...

Contributing to an IRA is a smart move for retirement savings, but if you accidentally put in more than the IRS allows, you ...

If you think saving for retirement is complicated, try figuring out how to withdraw retirement funds while minimizing taxes. ...

A 401 (k) is the most popular retirement account (by far) and is often synonymous with retirement savings, but I personally ...

(k), IRA, or individual stocks? Learn which investment vehicle to prioritize for your retirement savings and financial goals.

I am a 68-year-old woman married to a 75-year-old man.

The bipartisan bill seeks to update the notice with “plain and concise language” regarding retirement plan distribution ...

Will you be 73 years old (or older) at any point in 2025? If so, you'll soon be withdrawing some money you may have in a retirement account. The IRS requires it. It's called a required minimum ...

Unlike Roth IRAs, there are no income limits on Roth 401 (k)s. You can contribute to the account no matter how much you earn.

In 2025, the SECURE 2.0 Act allows a new "super catch-up provision" for individuals who turn ages 60 to 63 before the end of ...

On January 14, 2025, the DOL issued Field Assistance Bulletin (FAB) 2025-01, providing sponsors and administrators of ongoing defined ...

Pre-Tax Vs. Post-Tax Catch-up contributions made before year-end can go to either traditional retirement accounts, which reduce current-year income taxes, and are known as pretax funds, or to Roth ...