The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...
The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.
Converting a 401(k) to a Roth IRA can potentially provide valuable long-term benefits, but it also triggers a tax bill that ...
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