Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Paul figures that, together, their Roth moves will cost them about $25,000 in taxes this year. They each also contribute the ...

If you make above a certain income, expect to pay more for Medicare, due to the IRMAA, unless you take steps to lower your ...

Converting a 401(k) to a Roth IRA can potentially provide valuable long-term benefits, but it also triggers a tax bill that ...

Converting a traditional IRA to a Roth IRA is often presented as a smart move — especially if you expect your taxes to go up later. But as one 77-year-old listener named Lily recently found out, not ...

Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion. Roth IRA earnings are tax-free after age 59 1/2 and a five-year holding period.

Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans ...

Your 50s are a critical time for retirement planning. Here are five expert-backed financial moves that can make or break your long-term retirement success.

People who have just retired or are about to do so are vulnerable to sequence-of-returns risk, which means that a bad market ...

Learn how to build a reliable retirement paycheck by assessing your needs, identifying income sources, developing a withdrawal strategy, and managing taxes and investments.

Contributions into a Roth IRA use after-tax dollars, unlike contributions to a traditional IRA or 401(k), which are not taxed. This may be a bigger hit to your finances in the short term, but your ...

A Roth IRA lets you withdraw your contributions tax-free when you retire, but it’s not available to or the best option for everyone. Keep reading to learn more about the best Roth IRA accounts ...