Speaking as a thirty-something, I feel like there’s a certain magic (and pressure) that comes with being in your thirties. You’re likely earning more than you did a decade ago, maybe climbing the ...

Crunching the Numbers To pay those larger loans off, the average new car buyer faces payments of $452 a month, Experian found, and the average used car buyer spends $351 a month. At least buyers are ...

This creates an intriguing landscape of credit card offers. Here are some of the best new middle-class offers identified by experts. And remember: It’s a good idea to know your credit score to have ...

Behavioral economist Hersh Shefrin says even many of the holiday shoppers who take the time to write a budget, 36% of them, will overspend. And for the least-accurate budgeters out there, Shefrin ...

Auto loans as a whole grew 11.5% from 2014 to 2015, and so did loans to subprime and deep subprime borrowers (i.e. buyers with bad credit scores). In the fourth quarter of 2014, subprime and deep ...

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. It’s crucial to keep track of ...

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does ...

When you first get approved for a new credit card, it can be disheartening to see a low credit card limit, especially if you compare it to the average credit card limit in America. Credit card limits ...

If you’re trying to stick to a budget but still want to build your credit, you’ve likely wondered what you should use your credit card for. While you can use your credit card to pay for just about ...

At Credit.com, our readers ask us questions every day on every kind of credit problem you can imagine. While everyone has their own unique concerns, there are also many universal issues out there. So ...

If you have ever tried to get or refinance a mortgage, you may have felt like you were in a foreign language class: some of the words seem familiar but you aren’t sure you know exactly what they mean.

Sources: Nolo and InCharge Debt Solutions Factors Affecting a Debt Collector’s Decision to Sue While the statute of limitations sets the outer boundary, debt collectors consider several factors before ...