Is it better to buy an annuity when interest rates are high or low?

All else equal, high-rate periods favor buyers of fixed annuities, like immediate annuities (SPIAs), deferred income ...

I'm a Wealth Adviser: These Are the Pros and Cons of Alternative Investments in Workplace Retirement Accounts

While alternatives offer diversification and higher potential returns, including them in your workplace retirement plan would ...
National Bureau of Economic Research

On the Optimality of Deferred Public Annuities

What is the optimal path of Social Security benefits for an individual who has retired with a stock of wealth, faces stochastic mortality, and has no access to annuities and no preferences for ...

4 Different Retirement Withdrawal Strategies and the Pros and Cons of Each

A fixed-percentage withdrawal involves withdrawing a set percentage of your portfolio's value annually. However, the amount ...

How People in Their 50s Save for Retirement — And What “On Track” Really Looks Like

But median retirement balances often matter more than the average, since averages can be skewed by the very highest balances. Vanguard reports the median 50-something household holds closer to about ...