At 68, Tom Martinez faces a common retirement puzzle. His $1.8 million portfolio splits into a $1.2 million IRA and a ...

The amendment deadline for IRAs, SEP arrangements, and SIMPLE IRA plans is now December 31, 2027, reflecting the scope of the ...

A gold IRA lets you hold physical gold in a retirement account. Learn how gold IRAs work, what they cost and how to open one ...

Thinking about rolling over a 401(k) into a gold or silver IRA? Learn who’s eligible, how it works and what tax and timing ...

The death of a loved one is hard enough without the added stress of inherited accounts.

What makes RMDs so frustrating is that they force you to reverse decades of good financial habits. After an entire career of saving, investing and deferring taxes, it can be difficult to switch gears ...

Required minimum distributions (RMDs) begin the year someone turns 73 years old. RMDs are based on your age and account value at the end of the previous year. The initial penalty for a missed RMD is ...

Inheriting an IRA from someone who was not your spouse can feel like a financial gift — until you meet the maze of rules with ...

A new year raises an old, perennial question about how retirees should optimize the use of their retirement savings.

Roth IRAs offer the benefit of tax-free investment gains and withdrawals. They also don't impose required minimum distributions. There's a reason people are often willing to forgo the up-front tax ...

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 and 1959. The Secure 2.0 Act ended RMDs on Roth 401(k) plans and Roth 403(b) ...

A couple is 61 years old. They've saved roughly $900,000 for retirement, and they still carry a $250,000 mortgage on their home. Retirement is close enough to feel real, and the idea of entering it ...