At 68, Tom Martinez faces a common retirement puzzle. His $1.8 million portfolio splits into a $1.2 million IRA and a $600,000 taxable brokerage account. He needs $85,000 annually and receives $32,000 ...

That’s because the Internal Revenue Service (IRS) mandates withdrawals from these retirement accounts once you turn 73 (1).

Retirees with tax-deferred accounts need to know when to take required minimum distributions (RMDs) and how to calculate the ...

Thinking about rolling over a 401(k) into a gold or silver IRA? Learn who’s eligible, how it works and what tax and timing ...

This happens a lot with 401 (k) rollovers. While cashing out your account might seem like the quickest and easiest option, it ...

1. Decide whether to make traditional or Roth IRA contributions. 2. Make IRA contributions on behalf of the nonearning spouse. 3. Use new IRA contributions to address portfolio problem spots. 4. Take ...

While there's no-size-fits-all strategy, doing Roth conversions, continuing to work, and strategizing withdrawals from accounts can help you lower your RMDs.

If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Discover how to avoid costly mistakes with traditional IRAs and maximize your retirement savings with these expert tips on contributions, rollovers, and investments.

NEW YORK (AP) — The top United Nations official on Thursday said the United States has a "legal obligation" to keep paying its dues that fund U.N. agencies after the White House announced that it is ...