Roy Snarr, host of Safe Money and Income Radio, is a nationally recognized expert in asset protection, long-term care, and retirement planning. As a Certified Financial Fiduciary, Life and Annuity ...

Private sector employers in New York should get ready to comply with or certify their exemption from the New York State ...

A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

A Roth conversion—when you take money from a tax-deferred account, like a traditional 401(k) or IRA, and put it into a Roth ...

The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.

Most states offer at least one tax break to retirees but some exempt multiple forms of retirement income and eight states have no income tax at all.

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your ...

Consider CCC loans as income or implement Roth conversions during low-income years to maximize after-tax dollars and create ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

One generation tops the list for both highest retirement account balances and largest percentage of income contributed. See where you fall and if you need to save more.

Help clients maximize retirement contributions, utilize spousal IRAs, and explore backdoor Roth strategies before 2025 ends.

Can you really retire a decade early? I asked ChatGPT for a plan—and the bold strategy it gave me might change how you think ...