Roy Snarr, host of Safe Money and Income Radio, is a nationally recognized expert in asset protection, long-term care, and retirement planning. As a Certified Financial Fiduciary, Life and Annuity ...

Private sector employers in New York should get ready to comply with or certify their exemption from the New York State ...

A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

A Roth conversion—when you take money from a tax-deferred account, like a traditional 401(k) or IRA, and put it into a Roth ...

The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your ...

Consider CCC loans as income or implement Roth conversions during low-income years to maximize after-tax dollars and create ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Help clients maximize retirement contributions, utilize spousal IRAs, and explore backdoor Roth strategies before 2025 ends.

Can you really retire a decade early? I asked ChatGPT for a plan—and the bold strategy it gave me might change how you think ...

Let’s imagine the case of Bianca, who is in her 40s, and her dad Enzo, who is 75 and still working full-time at the same ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...