Personal finance author and philanthropist Tony Robbins recognizes this shift in reality and suggests a key retirement ...

A Roth IRA rollover or conversion shifts money from a traditional IRA or 401(k) into a Roth IRA. A Roth conversion is especially attractive if you expect your future tax rate to be higher than ...

For this edition of the Two-Minute Money Plan, Greg Reynolds with Reynolds Wealth Management discusses whether you should rethink that Roth IRA conversion.

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.

When you convert funds from a traditional IRA or 401(k) to a Roth IRA, you’re essentially converting pre-tax dollars to after-tax dollars. This conversion triggers a taxable event, meaning you ...

I would like to transfer the losing stock out of my Roth account to my taxed ordinary retail stock account. I would then sell ...

Today, let’s meet IMovedYourCheese on Reddit. Cheese is a higher earner who’s been diligently following the traditional ...

No RMDs: With a traditional IRA ... the more favorable it is for you to convert to a Roth IRA. So, for example, if you have already retired, but have not started collecting RMDs, your income ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

There’s no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However, with smart financial planning you can reduce the impact of those taxes.

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...