Many credit cards come with purchase protection, which offers coverage in the event that an item you buy with your card ends up getting damaged, stolen, or lost. This can come as a big relief if you ...

Debt-to-income ratio (DTI) is one of the factors lenders use to determine personal loan approval. Here’s what you need to know about the debt-to-income ratio for a personal loan, how to calculate your ...

Millions of Americans continue to struggle with credit card debt. The average credit card debt in America is $6,580, according to a new report from TransUnion®. Out of the 50 states, Alaska has the ...

If you’re looking for a personal loan that doesn’t require collateral, signature loans are an option. With a signature loan, the money is loaned to you without you having to put down any kind of ...

When it comes to borrowing, understanding the difference between recourse and nonrecourse loans is essential for making informed financial decisions. These two types of loans differ in terms of the ...

Can you use student loans to buy a car? No, education loans can only be used for authorized educational expenses, such as tuition, books, supplies, transportation expenses, meals, and housing. Buying ...

Normally, making a deposit into your bank account is no big deal. However, if you’re planning to deposit a large sum of cash, there are a few things you should know beforehand. Cash deposits over ...

Is setting cash aside by putting your money in a savings account worth it? Learn about how savings accounts work and the benefits of savings accounts. There are several reasons why you might consider ...

A cosigner may become the primary borrower on a car loan through reaching an agreement with the lender or refinancing the car loan. However, it can become a complicated matter. Below we’ll dive into ...

Banks typically don’t require you to name a beneficiary when you open a checking or savings account. It’s often up to you to initiate the process — and doing so can be a good idea. Without a ...

If you have more than one bank account, such as a checking account and a savings account or money market account, you can typically link those accounts — even if they are at different financial ...

As prices for used and new cars skyrocket, you may be wondering how to get the most value from your current vehicle. One option you might consider is refinancing. Refinancing can lower your monthly ...