Home Down Payment Assistance Offers Hope to First-Time Buyers
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My friend was talking to a buyer the other day and said something that really stuck with me. Student loans, income, credit, down payments… it can all feel like one giant puzzle when you're a first-time homebuyer. 💯 But here’s the part most people don’t know: If you’re using FHA or conventional financing, you don’t need 20% down to start. FHA loans begin at 3.5% down, and conventional loans can go as low as 3% down for qualified first-time buyers. The real game changer? Down Payment Assistance (
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Move-in ready 3-bedroom, 2-bath home in Bastrop offering a practical alternative to new construction for under 300k. Built in 2022, this 1,450 sq ft single-story home features an open layout, vinyl plank flooring, a private fenced backyard with patio space, and appliances included. The home is vacant and available now, with no construction delays. Buyer down payment assistance programs may be available for qualified buyers, making this a strong option for first-time buyers or anyone focused on k
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