Pensions Primer | Pensions Policy Institute
Pensions Primer | Pensions Policy Institute
Jul 4, 2024
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Pensions in the UK are changing fast. Here’s what you need to know ⬇️ FROM APRIL 2029: Salary sacrifice pension contributions over 2K/year will be hit with National Insurance. Right now, salary sacrifice is one of the most tax-efficient ways to build retirement savings. You avoid NI on everything you contribute, which can save you thousands. From 2029? Only the first £2K is NI-free. Everything above that gets taxed. Employer contributions remain NI-free, but YOUR contributions? Capped. The gover
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Pensions in the UK are changing fast. Here’s what you need to know ⬇️ FROM APRIL 2029: Salary sacrifice pension contributions over 2K/year will be hit with National Insurance. Right now, salary sacrifice is one of the most tax-efficient ways to build retirement savings. You avoid NI on everything you contribute, which can save you thousands. From 2029? Only the first £2K is NI-free. Everything above that gets taxed. Employer contributions remain NI-free, but YOUR contributions? Capped. The gover
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